Services on the official platform
RedCaptains lists two principal categories — a wallet and fixed investment plan, and mobile recharge — plus bill payments and referrals described in the privacy policy.
Wallet & fixed investment plan
Customers may participate only where the product is legally offered and they meet eligibility, identity verification and onboarding requirements. Minimum and maximum amounts, tenure and withdrawal rules are shown on the platform or in the product agreement.
- Advertised return of 2% per month, subject to the written agreement, law and regulatory authorisations
- Where daily accrual applies: principal × 2% ÷ days in that calendar month
- Daily accrual is not daily compounding, and it is not the same as a daily withdrawal
Illustrative example from the terms
On an eligible principal of ₹10,000 in a 30-day month, the illustrative daily accrual is ₹6.67, or ₹200 over 30 days if the full principal stays eligible. Actual entitlement, dates and deductions follow the approved product agreement.
Confirm before you pay
Check the mobile number, operator, circle and amount. A recharge counts as completed only when the platform or the operator confirms that status.
Mobile recharge
Prepaid mobile recharge for supported telecom operators and available plans. Coverage can change by operator, region, amount and technical availability.
- Commission, where offered, follows the rate and schedule shown on the platform
- Cancelled, reversed or ineligible transactions can be excluded
- Pending or failed recharges: contact support with the transaction reference
Bill payments
The privacy policy describes DTH recharge, electricity bill payment and credit card bill payment alongside wallet, withdrawals, KYC and referrals. Use only the billers that are actually listed when you are signed in.
- DTH, electricity and credit card billers as offered in the app
- Wallet top-up and withdrawal requests, including bank details you add
- The company does not claim extra payment products beyond what the platform lists
Withdrawals
Withdrawal eligibility, timing, limits and any restrictions are disclosed in the product agreement before you participate. Provide accurate bank-account details. Some features, including withdrawals, may require KYC.
What is not allowed
No fake accounts, misleading identities, transaction manipulation, spam, or claims that income is guaranteed. Suspected abuse can be investigated under the published program rules.
Referral program
Eligible users can invite others through the referral mechanism on the platform. Rewards are calculated from the published plan: qualifying activity, amounts, conditions and limits.
Earnings are not guaranteed